Don’t think that just because your home is mobile you can’t purchase
insurance for it.
Can you get home owner insurance for my mobile home?
Of course you can get home owner insurance if you live in a mobile home!
It is your home, after all, and it must be protected. The fact that your
home doesn’t have a traditional foundation has nothing to do with
whether or not you can get a mobile home owner insurance quote and
purchase a mobile home owner insurance policy.
Is mobile home owner insurance different from other home owner
insurance?
Mobile home owner insurance is basically the same as any other home
owner insurance policy. You will have coverage for your mobile home, the
contents of your home and your other valuable possessions, and your
personal liability. You will also have coverage for any adjacent
structures on your property. Adjacent structures are those structures
that are not directly attached to your mobile home.
As with any home owner insurance policy, you should consider purchasing
more coverage for your valuable possessions and personal liability
protection. When you speak with a home owner insurance agent, talk about
these kinds of extra protection before he or she begins determining your
mobile home owner insurance quote.
How should I begin looking for a mobile home owner insurance quote?
Shop for a mobile home owner insurance quote in the same ways you would
shop for any other kind of home owner insurance quote. Browse the
Internet, talk to people you know who own mobile homes about the
insurance companies they use, and call some of the local home owner
insurance agents in your area.
You can also contact your state’s department of insurance to find out
how they handle mobile home owner insurance policies. The insurance
department may be able to point you in the direction of insurance
companies that specialize in selling mobile home owner insurance
policies.