Life Insurance Car Insurance Health Insurance Home Insurance LTC Insurance


Do you currently have auto insurance? Yes No

How to Get Cheap Car Insurance in Rhode Island

Rhode Island Drivers Must Understand Cheap Car Insurance Laws


You’ll find the most affordable free online car insurance rates during your search for cheap car insurance in Rhode Island right here at EZQuoteGuide.com. With just a bit of information about you, your vehicle, and your driving record we provide you with multiple Rhode Island car insurance companies that offer the best RI affordable auto insurance rates for you.

Before you apply for your free online car insurance rates, you need to know some basic, important information about RI car insurance. It may help you better understand how to get – and keep! – cheap car insurance in Rhode Island.

  • Rhode Island car insurance wasn’t mandatory until 1993; now, you must carry proof of insurance with you at all times.
  • If you’re caught without proof of car insurance in RI, you will have a short time to find and provide the documentation later. If you don’t, you will lose your driver’s license.
  • Rhode Island’s minimum liability insurance requirements are $25,000 for property damage, $25,000 for bodily injury per person, and $50,000 per accident.
  • In Rhode Island, the driver who is at fault for an accident must pay for any vehicle and personal property damages as well as medical costs the other party sustains. Without the minimum liability insurance requirements, how can you do that?
  • Rhode Island drivers can’t register their vehicles without signing a statement guaranteeing they will keep an adequate RI car insurance policy during the entire registration period.

Rhode Island drivers can help keep their RI affordable auto insurance rates low as long as they adhere to these rules. Think about it: How can you get and maintain cheap car insurance in Rhode Island if you have a history of not maintaining the coverage, not obtaining adequate coverage, not providing proof of coverage, and even refusing to register your vehicle because you don’t have coverage?

Make sure you understand and comply with these laws both before and after EZQuoteGuide.com gives you your free online car insurance rates.